Am i being over cautious or what? We keep getting recorded messages on our land line, e.g. "to listen to your BT messages please press 1"! that's as far as we've let it get up to now. The thing is, we're not on BT, we're on NTL! :-? . I've heard all sorts of horror stories about dodgy calls tapping into your account etc. We have T.V., Broadband and Phone line all on Cable. So am i over reacting or not?