Hi there all - hoping there's a few financial whizzes out there in tMP land. I'm considering getting a credit card soon, not for any specific purpose, just to build up my credit rating for the future. I'm 22, have been working full time for a year with a salary of around £15k (just found out I have to start paying back my student loan grr). I had a small overdraft whilst a student but it never went over the limit. What would be my chances of getting accepted for a card? And what kind of card should I be looking at? I did a comparison on Moneysupermarket based on my credit profile, and am veering towards a Mint Card or Yorkshire BS.